CreditEase Enterprise Banking is a powerful suite of business tools designed to meet the requirements of ventures providing installment credit and other banking services. At the core is an impressive customer repository –building a relationship between customers is a snap, and provides an effective approach to understanding your total exposure. Integrated across -selling functionality is a standard feature.
 
Link securities and guarantees to contracts. Automatically update securities from Reuters. 
Use the mail merge feature to customize documents for specific contract types. 
Use the integrated online analytical processing engine to get the information you need to effectively manage your business.
 
Built from the ground up to take advantage of Microsoft’s latest technology the application supports true n-tier architecture in a fully distributed environment and scales to handle truly enterprise volumes. The application can be deployed via a LAN/WAN or intra/internet and supports a full web client.

Some of the features included are:

• The financial calculator allows the user to calculate any installment period as well as an amortization table for any loan value; interest rate (variable or fixed) and repayment schedule.
• A fully integrated customer data management repository with everything from the banking details to the existing contracts and quotations given.
• Quotes and contracts are administered real-time creating optimum efficiency, while the application administers the securities and guarantees furnished in respect of these outstanding credit and quotes.
• All quote and contract documentation is automatically produced within the system and mail merged to Microsoft Word in order to automate the production of all the required documentation.
• The settlements module makes calculating settlement values a snap giving you the ability to mail merge the settlement quote into a Microsoft Word settlement letter which can then be faxed or emailed to the customer in question.
• The enquiry module allows access to each contract for every customer at a transactional level. This module greatly enhances service from a customer query perspective as well as facilitating administration procedures.
• The exposure management tool, from a management point of view, is one of the key benefits of the CreditEase installment credit application. This module allows the linking of contracts of different customers from a credit risk perspective in order to get a holistic picture of the exposure to each customer.